Terms of Service

By accessing and using the Rupee Fincorp website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

We reserve the right to modify these terms at any time. Your continued use of our services after any changes constitutes your acceptance of the new terms.

Rupee Fincorp provides financial advisory and intermediary services, including:

Loan facilitation services as a registered Direct Selling Agent (DSA) for various banks and NBFCs

Insurance advisory and distribution services as a licensed Point of Sale Person (POSP)

Mutual fund distribution services as an AMFI Registered Distributor

Financial product comparison and recommendation services

Documentation assistance and application processing support

Our services are provided free of charge to customers. We are compensated by partner financial institutions for successful referrals and transactions.

To use our services, you must:

Be at least 18 years of age

Be a resident of India

Have the legal capacity to enter into binding agreements

Provide accurate and complete information when using our services

Comply with all applicable laws and regulations

We reserve the right to refuse service to anyone at our discretion.

You are responsible for:

Providing accurate, current, and complete information during the application process

Maintaining the confidentiality of your account credentials, if applicable

Ensuring all documents submitted are authentic and valid

Complying with all terms and conditions of partner financial institutions

Paying all fees, charges, and EMIs directly to the financial institutions

Not using our services for any illegal or unauthorized purpose

Not attempting to gain unauthorized access to our systems or data

Rupee Fincorp does not charge any fees to customers for our advisory, comparison, or facilitation services. All our services are provided free of charge.

You may be required to pay fees, charges, or premiums directly to the partner financial institutions (banks, NBFCs, insurance companies, or AMCs) as per their terms and conditions.

We are compensated by partner institutions for successful referrals and transactions, which does not affect the terms offered to you.

We work with multiple partner institutions including:

Banks and NBFCs for loan products

Insurance companies for insurance products

Asset Management Companies (AMCs) for mutual fund products

We provide information and facilitate applications, but the final approval, terms, and conditions are determined solely by the partner institutions.

We do not guarantee loan approvals, insurance coverage, or investment returns.

Product availability, interest rates, premiums, and terms are subject to change without notice.

The information provided on our website and through our services is for general informational purposes only.

While we strive to provide accurate and up-to-date information, we do not warrant the accuracy, completeness, or suitability of any information.

Our recommendations are based on the information you provide and general market conditions, but should not be considered as personalized financial advice.

You should consult with qualified financial advisors and conduct your own research before making financial decisions.

We are not liable for any losses or damages resulting from decisions made based on information or advice provided through our services.

When you apply for a loan, insurance, or investment product through our platform:

We will facilitate the application process with the relevant partner institution

You will be required to provide necessary documents and information

The partner institution will conduct its own verification, credit checks, and approval process

Approval, rejection, and terms are at the sole discretion of the partner institution

We are not responsible for delays, rejections, or changes in terms by partner institutions

You may be contacted by partner institutions directly for additional information or verification

All content on the Rupee Fincorp website, including text, graphics, logos, images, and software, is the property of Rupee Fincorp or its licensors and is protected by copyright and trademark laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

You may use our website for personal, non-commercial purposes in accordance with these terms.

To the maximum extent permitted by law, Rupee Fincorp shall not be liable for:

Any indirect, incidental, special, consequential, or punitive damages

Loss of profits, revenue, data, or business opportunities

Any decisions made by partner financial institutions

Rejection of applications or changes in terms by partner institutions

Any errors or omissions in information provided

Technical failures, interruptions, or unavailability of our services

Our total liability shall not exceed the amount of fees, if any, paid by you to us (which is zero as our services are free).

You agree to indemnify and hold harmless Rupee Fincorp, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Your use of our services

Your violation of these Terms of Service

Your violation of any rights of third parties

Any inaccurate or false information provided by you

Any breach of agreements with partner financial institutions

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

We may share your information with partner financial institutions as necessary to facilitate your applications and provide our services.

We reserve the right to terminate or suspend your access to our services at any time, with or without cause or notice, for any reason including:

Violation of these Terms of Service

Fraudulent or illegal activity

Provision of false or misleading information

Any other reason we deem necessary

You may stop using our services at any time. However, any applications in process with partner institutions will continue to be processed according to their terms.

Any disputes arising from these Terms of Service or your use of our services shall be governed by the laws of India.

Disputes shall be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra, India.

We encourage you to contact us first to resolve any issues before pursuing legal action.

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website and updating the "Last Updated" date.

Your continued use of our services after any changes constitutes your acceptance of the new terms.

It is your responsibility to review these terms periodically for any updates.

If you have any questions about these Terms of Service, please contact us:

Email: care@rupeefincorp.in

Phone: +91 9922 123 808

Address: Second Floor, Anushri Apartment, Ghole Road, Shivaji Nagar, Pune 411004